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Digital Transformation of Public Money: A Comparative Analysis of the Role of Central Bank Digital Currencies https://www.unibl.org/sr-lat/fis/zaposlen/3100-branka-topic-pavkovic https://www.unibl.org/sr-lat/fis/zaposlen/3012-dragan-gligoric 2026-05 Conference Paper text 103 94 /unibl/sci/idNaucniRad:38609 https://dx.doi.org/10.63356/redete.2025 Researching Entrepreneurship and Economic Development (REDETE) Zbornik radova 12th REDETE Konferencije – Economic Integration and Sustainable Development in Western Balkans. Banja Luka, Bosnia & Herzegovina, September 11–12, 2025, ISBN-13 (15) 978-99976-57-42-8 Zbornik radova 12th REDETE Konferencije – Economic Integration and Sustainable Development in Western Balkans. Banja Luka, Bosnia & Herzegovina, September 11–12, 2025, ISBN-13 (15) 978-99976-57-42-8 https://blupress.unibl.org/ef/catalog/view/103/119/665 Topić-Pavković, B., Gligorić, D., Digital Transformation of Public Money: A Comparative Analysis of the Role of Central Bank Digital Currencies, Zbornik radova 12th REDETE Konferencije – Economic Integration and Sustainable Development in Western Balkans. Banja Luka, Bosnia & Herzegovina, September 11–12, 2025, ISBN-13 (15) 978-99976-57-42-8, pp. 94 - 103, May, 2026 https://pub.unibl.org/s/cir/item/68627